Every company has its own set of issues and Earnin is no exception, but the amazing culture really does make up for it. I once swore that I would never work in consumer financial services. I was even skeptical during the interview process because I assumed that every company in the space preyed on the economically disadvantaged (many of them do). It's humbling to admit that I was wrong, and that Earnin really does help to create a financial system that works for people. I know that sounds like I'm just toeing the company line, but I promise that I wouldn't still be here if I didn't believe in it.