We launched Chime+, a free premium tier for members who direct deposit, and a redesigned app with over a dozen new features. 🤩 Chime members who make a qualifying direct deposit now get 3.75% APY savings and exclusive deals—in addition to the benefits of products like MyPay® and SpotMe®—while all members can Unlock Financial Progress™ with smarter tools like day-one credit building and personalized savings goals. Learn more ⬇️
Introducing Instant Loans—our latest innovation to help Chime members Unlock Financial Progress™. We believe access to money should be simple, transparent, and fair. This new product gives Chime members quick access to funds with fixed rates, no credit check, and a path to building credit with on-time payments. Following the success of MyPay® and SpotMe®, we're continuing to build financial services that empower our members to achieve real progress. More access. More flexibility. More financial progress. Read the full announcement ⬇️ Instant Loans are made by The Bancorp Bank, N.A. MyPay eligibility requirements apply. Not all users will qualify. Credit limits range from $20-$500. SpotMe® eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.
Scaling machine learning at Chime meant rethinking how we build, deploy, and maintain our models. MLKit—our internally developed ML framework—has fundamentally reshaped the way our data science and engineering teams collaborate. By centralizing workflows, reducing duplicated code, and streamlining model development, we’ve cut model deployment time in half and boosted efficiency by 85%. More importantly, we've empowered our data scientists to focus on what truly matters: delivering impact. Curious how we did it? Check out our latest story on the Life at Chime blog to learn more. 👉 https://careers.chime.com/en/life-at-chime/engineering-at-chime/ai-ml-operations-at-chime-mlkit/
Big news! Chime is on the Forbes Fintech 50 list—for the seventh year in a row! 🙌 We’re honored to be recognized among the leading innovators shaping the future of finance. While the fintech landscape continues evolving, our mission remains the same: Unlocking Financial Progress for everyday people. A huge thank you to our team and members for making this possible! 💚
At Chime, we’re all about financial progress– and financial progress often starts with opportunity. ✅ Since 2022, the Chime Scholars Foundation (CSF) has empowered nearly 600 students pursuing various forms of higher education—from traditional college to apprenticeships, trade schools, and technical certifications—with 72% landing jobs in their field of study within six months of graduation. CSF scholars aren’t just earning degrees and certifications—they’re transforming their careers, earning more money, and making an impact in their communities as a result. Applications are open until March 25th. Apply now! 👉 https://www.chime.com/chime-scholars-foundation/application/
We’re on the list! Honored to be recognized by Built In across multiple categories in their 2025 Best Places to Work Awards! 🏆🏢💚 From Chicago to San Francisco, we're proud to be named among the top workplaces as Chimers continue to thrive and build an inclusive culture where everyone belongs. Thank you to all the incredible team members who make Chime such a special place to work and deliver on our mission to Unlock Financial Progress for millions of everyday people. Want to join us? Check out our open positions and learn more about life at Chime on our careers site 👀 https://careers.chime.com/en/
Who says tax season has to be stressful? 🤔 This year, we're easing the stress for Chime members and breaking down barriers by offering 100% free tax filing through the Chime app. No complicated process—just a straightforward way for our members to file their taxes and keep more of their hard-earned money. We're committed to making financial progress accessible to everyone. Learn more → https://www.chime.com/newsroom/news/chime-offers-literally-and-truly-100-free-in-app-tax-filing/ Tax e-file services provided by April Tax Solutions Inc. or Column Tax, Inc. Chime partners with these providers, so that you can file your personal tax returns through the Chime mobile app without any mandatory filing fees. The IRS may impose penalties or other charges depending on your personal tax situation.
We're humbled and grateful for the recognition we've received in 2024, but what truly drives us is seeing our members achieve their financial goals. 💚 Every award we've earned represents countless hours of dedication from our team and the trust our members place in us. From game-changing tech innovations to creative campaigns that speak to real financial needs, we're proud to be building something that matters–and we're more excited than ever about making financial progress possible for even more everyday Americans. Read more → https://www.chime.com/newsroom/news/a-year-of-breakthrough-recognition-chimes-2024-award-milestones/ Thank you to our incredible members and Chimers for making this year unforgettable. Here's to breaking more barriers together in 2025!
The Chime Scholars Foundation 2025-2026 applications are now OPEN! 📣 The data is clear: Higher education drives higher earnings, and higher earnings drive real financial progress. We believe higher education should be accessible to everyone. That's why the Chime Scholars Foundation (CSF) offers renewable scholarships up to $20,000, plus career development support. 🎓 What makes CSF unique? 🟢 Open to all: trade school, CTE, community college, new students, returning students, and transfer students. 🙌 Beyond the check resources: financial education, coaching, career workshops, and more! Apply now ➡️ https://www.chime.com/learn-more-about-becoming-a-chime-scholar/
🏅 We’re honored to announce that Chime has been recognized on Inc. Magazine’s Best in Business list for Financial Services and Innovation & Technology! The 2024 Best in Business list celebrates outstanding achievements and performance across all sectors, honoring companies that are truly excelling in their fields. This recognition celebrates what drives us every day: Unlocking Financial Progress™ for everyday Americans. Through continuous innovation, we're empowering millions of people to take control of their finances and build stronger financial futures—all on their own terms. 💚 Our members' experiences prove what's possible when financial services are built with their needs in mind. This is what putting purpose alongside profit looks like—and we're just getting started. Big thanks to our incredible members who trust us to help them on their financial journeys, and to the dedicated Chimers who make it all possible to deliver the very best! Learn more about Inc.'s Best in Business 👉 https://www.inc.com/best-in-business/2024
